Welcome to the Credit Center
For the first time ever, AutoTrader.com helps you get connected to dealers who can assist you with the right type of financing. It's quick and easy.
Connect
Estimate your credit level and get connected to dealers who can help.
Use the exclusive Car Credit Wizard to get:
- An estimated credit level
- Valuable Dealership Visit Tips
- A list of dealers to assist with financing
Learn
Make smart decisions with articles on leasing, purchasing and credit.
Shed light on the world of car financing with AutoTrader.com articles on:
- Ways to improve your credit
- Credit reports and scores
- Loans, leases and more
Calculate
Figure out your best option with our easy-to-use financial tools.
Mathematically increase your car buying comfort with our:
- Payment Calculator
- Affordability Calculator
- Purchase vs. Lease Calculator
Bad Credit? Low Credit? We Can Help.
If you already know you have bad credit, skip the Car Credit Wizard and go directly to finance-friendly dealers near you.
Enter your ZIP code and click "Submit".
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†This tool is an anonymous educational resource to help you locate dealers that have expressed an interest in financing purchases for consumers with some of your general financial characteristics. We respect your privacy and do not capture, store, or share the information you use in this research in any way. The results do not predict the actual information contained in your credit report or the type of credit you will qualify for from any lender. Credit is a very personal issue based on a variety of unique factors that differ from lender to lender and consumer to consumer. We recommend you work with dealership representatives and members of the financial institutions you trust to help determine your exact credit situation.